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wEstSide

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people in the uk who push insurance up is whether the car is stolen or not , a bog standard impreza wrx turbo (no sti) costs £850 on insurance per year due to how much they get stolen over here in the uk :-?

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Yeah LateNight, it is in fact total bullshit.

Sometimes I wonder if actuaries are just falsifying statistics to help the insurance companies charge more.

Conspiracy? Perhaps.

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I pay $1,410 every 6 months for my eclipse and they still think it's just a stock eclipse. Hell if they knew all the things that have been done to it i'd be paying out my ass. :( I hate insurance companies because they suck!

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<---pays $100 a month in new jersey.... new jersey is the worst for insurance.

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Could it be because Bleh is a younger guy? And also, there are a lot of Hondas, therefore, there are a lot of Hondas to be stolen, which translates to greater risk for the company. But $100 per month for a four-door Civic is ludicrous!

Congratulations Bleh on hitting 400 posts by the way. :)

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car theft relly puts insurance up take the ford sierra cossie and escort cossie (cosworth)they are very good cars 2 of the finest cars ever made but the insurnce is super expensive because at one point the sierra was the most stolen car in the uk! :puke:

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When I first had my 2002 Eclipse it was $2,580/6 months. Then after I got rid of that and Mitsu gave me my new '03 I was still paying $2,280/6 months. Finally, I switched to Progressive and now it's only $235/month ($1,410/6 months) instead of $380/month ($2,280/6 months).

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Congratulations Bleh on hitting 400 posts by the way. :)
thanks. holy crap! it kinda snuck up on me

yea im 21 my insurance used to be worse last year :o

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OK, I have a pretty quick question to ask here: Should I get this car before or after I leave for college? Thanks in advance.

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Hallo wEstSide,

 

schau doch mal hier zum Thema Zubehör für Verschiedenes über Autos (Anzeige)? Eventuell gibt es dort etwas Passendes.

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Assuming you find a car you want, ( which if you're only 16, you have plenty of time to do so ) I would suggest getting it before you leave for school, so you have that out of the way, and can concentrate on your schooling, and adjusting being away from home.

Is there a reason would consider waiting though?

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OK, I have a pretty quick question to ask here: Should I get this car before or after I leave for college? Thanks in advance.
dude, i probably shouldve brought this up before. statistically you are almost garaunteed to get into a car accident, whether at fault or not, before you turn 25. that said, dont get a new car.

i dont know about you lnc, but when i get a new toy it becomes harder than ever to focus on schooling. especialy freshman year.

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If I wait, I can probably get a new car. Also, I won't really drive it that much until after college is done with, which is like 8 years from now plus law school. I don't think it would detract from my studies, so thats not an issue.

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I would say get a car before school, you'll want and probably need one when you get there. - But don't get a new one. And if you don't think you will be driving much within the next eight years, then that's all the more reason not to buy new. - You would just have an eight year old new car by the time you got around to really driving it, and the monetary value of that car would depreciate a whole lot within that amount of time, more than a used one ever would. Although, I think you may be doing a lot more driving while in school than you might expect.

My advice, stay away from long term leases, new or used. Dealers love when you lease because they come out on top, especially if you surpass the pre-determind mileage limit and begin paying out the azz. A much higher quality used car can be had for the same amount or less than an much lesser new car, therefore saving you much out of pocket expense, always remember that. Invest in a good used car and you'll thank your own frugality later. :)

Boy, you have it all planned out already, law school and the whole nine yards. O:-)

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Thanks LateNight, that post was money (literally).

So now I need to decide on the car. Should I get the Evo? I could get a used one at 23-26k in good condition, which is reasonable, and it has 4 doors and AWD plus some space. Thats the plus side. The two things I don't like are that the clutch is weak, and the price of parts is a tad high. I could get an SRT-4 with similar miles for like 15-18k and not have to worry about price, but it will have FWD. Those are the two cars I will be deciding between, which do you guys think I should go with.

BTW, yeah LateNight, I do have it all planned out, why do you think I would come to this specific forum months in advance to inquire about such things?

Always better to be ready and prepared.

Thanks for all the help so far and some in the future.

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That's a seriously hard question to consider. The evo is obviously the best looking and it has the 4g63t motor so the power is nearly unlimited because that's the 3rd strongest engine to ever come out of Japan. I don't know which appreciation would stand up better between the evo or the SRT-4.

Of course the evo the best all-around choice but it's rather expensive but you can find ALOT of parts for it.

Now the SRT-4 is fairly cheap and very fast in it's own right and also has a good sized helping of aftermarket products for it. It also handles pretty decent for a FWD. I've raced a couple of SRT-4's at the track and they stayed behind my eclipse which is actually quite impressive, considering I have full coilovers, whole bunch of other goodies and near 400whp, and they only had an upgraded turbo/IC with some shocks and springs with a tad bit of chassis stiffening on them as well.

My opinion is....I'd most likely go with the SRT-4 MAINLY because it's a very cheap route to having a pretty fast car. Either way in 8 years the depreciation value are going to be nearly the same so might as well go with the cheap route and save for the future, then you buy a REALLY nice car with all that money saved up when you get out of law school.

That's my $0.02 cents.

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i agree with getting the srt4. they are really quick and i think a good first car. however they do NOT handle well for a fwd car. i have seen them and what they cannot do at the track. highway pulls and quarter mile though ... man those things are great for the money. i would get one like a year old with a few miles. you lose too much money just driving it off the lot.

also the 4g63 is not of the strongest motors to come out of japan.... well at least not the 7 bolts...

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I believe he was referring to the Evolution spec motors, which I'm pretty sure are 6-bolts and have no crank-walk whatsoever. Actually if its the J-spec motor then it definitely has the 6-bolt. I still agree with bleh, if you go to http://www.nsxfiles.com/stories.htm You will see lots of people have been able to run 400 hp on stock internals, but they all experienced problems after a few prolonged races.

Oh ya, '04s come with LSD, added reason to get one over the '03. I can get one at a good price at srtforums.com or cars.com so the price-point can only get better. The going rate for an Evo at wholesale is like 24k on average, some retards are still trying to get 27k though. One more thing, SRT-4's 2.4 turbo can take 400 on stock internals as well.

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now that i think about it there are a few motors that i think hold up better than the 4g63

3SGTE

2JZGTE

the entire 98+ sti series

all of the sr20det series

rb26dett

even the vg30tt and maybe the vr4 motor

im sure that some of versions of the 4g63 series does well... but i have heard and experienced soooo many horror stories

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The previous versions of the 2g eclipse/evo lancer 4g63t had crank-walk problems but after 1997 that problem was fixed. After that it has been renowned as the 3rd strongest engine coming from Japan. Opinions of the RB26DETT and 2JZ-GTE engines are #1 and #2.

The 3000GT VR-4 motor is actually quite strong but it's not an over-all better platform than the 4g63 is. The VR-4 engine can't withstand 400whp on stock form not even 400hp to the flywheel on stock internals. I know my connecting rods snapped and pistons broke when I hit just over 370whp. Once you fix the internals of it though that engine is damn near bullet-proof.

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I don't think the strength matters, except in stock form. I'm not going to be modifying it or racing like a fool and I'm trying to get a stock one. By the way, I skipped a grade so I graduate at 17.

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Yeah really, it's getting off into left field talking about which cars can withstand hardcore modifications. We're just debating what would be a good car for a young college guy.

I wouldn't limit myself to just two cars, the Evo and SRT-4 of all things. But I would have to agree, that out of the two, the SRT would be the better choice. The cost of the Evo is quite inflated, and not at all about value - getting close to the 30k mark is not necessary to have a good sporty car. The Dodge being a domestic product, parts and service would be simpler to hack as well. Get an '04 ( which hardly qualifies as used in my book ) for the limited slip, and added power.

Buying a one year old car, you're not going to save too much, so as a suggestion, don't hesitate to consider a nice 5+ year old car. Remember, an E36 M3 - which was on your list I believe, can be yours for around the same amount as an SRT-4. And don't count out a 328 or 330 with a sport package. 3-Series cars have been class leaders since you were in diapers and before. - Much room for very positive modification as well :)

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Yea M3 was on there LateNight. I like the SRT-4 because its something I don't have to worry about, if something breaks I can just go to the local Dodge dealership and have it fixed for a reasonable price. I don't know about the M3, but its a BMW and I'm sure its a bitch to fix. You own an M3 so could you enlighten me? Evo is great because, well, its great. It has a turbo, plenty power stock, pretty good space, slightly more practical than the SRT-4, and has AWD. What do you mean by the value not being good? '03 Evos are going for 23k, thats about 8k under what most people bought theirs for.

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I've found the M3 to be surprisingly inexpensive to maintain, no more expensive really than a Jeep Grand Cherokee I was driving before it. At 46,000 miles, I haven't had anything break on me, though I did replace the water pump impeller and the cheap plastic radiator neck, which are known to fail. This cost less than $100, and I did it myself with the help of a friend. The E36 M3 shares many of it's parts with other E36 cars, so providing that it's in good all around shape, nothing maintenance wise is ungodly expensive. Tires have a tendency to wear faster than most.

If something does break, I would expect it to cost more than having the SRT repaired, but there again, a $20,000 M3 is still leaving you in the safe zone if you do have to shell out a little more to fix or replace certain things.

About the Evo, I was refering to it's price, as new, to be highly inflated. If an '03 can be found for 8k less than new, that's saying something right there. But by all means, I think the SRT is the best choice - much bang for the buck. :-))!

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So everyone is unanimously for the SRT-4? I'll have to go talk to my parents again, they were under the impression that I specifically wanted the Evo, and the SRT-4 was a choice if there wasn't a good Evo around or the money wasn't quite there.

Thanks a lot you guys, this thread still isn't done yet :)

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